American Express Credit Card - Extra Rewards

You know how price of things are fluctuating non stop nowadays? It’s like I’m now paying double while my income still remains. I feel ripped off everytime I buy something, even paying for food. However, I wouldn’t mind if I gain extra things, even if its not in monetary terms. Let’s say, if I buy a pizza, and get another pizza. It’s a bonus, right?

What if I buy a Macbook, and I get a free iPod. Woah, it’s like double whammy.

But no, I wasn’t planning on buying a new laptop haha

I know Malaysians (that includes my family and I) are crazy over the point collection system. It’s like, we have almost every card that allows us to gather points to be redeemed with an item once it hits a certain amount. It’s insane that after spending so much on the credit card and only realizing the points you’ve collected at the end of the term can be exchanged into other goods!

Well, you know how it usually works – 1 point for every RM spent.



Deal’s here – what if I say that you can get 5 times that Membership Rewards point, for every RM spent?

1 point = RM1 vs 5 points = RM1. 

The latter one confirm instant win lah!

Where and when do I spend to obtain these points? Well, when you buy groceries, pump petrol, buy movie tickets at Cathay Cineplexes, or even books at participating bookstores - Borders, Kinokuniya, MPH, Times. Oh, and the most common item being paid – phone bill! via Express AutoPay - Maxis, Celcom, DiGi, Telekom.

Basically, these are the things you usually spend on anyway so why not get rewarded for it? Right?

Well, the best part about using the American Express Gold Credit Card is that you can earn up to RM588 a year* if you spend an average of RM2950 a month (e.g RM300 on petrol, RM600 on groceries, RM150 on phone bill, RM150 on bookstores, RM100 on cinema and & RM1650 on others). And unlike any other cards, your points don't expire, so you can accumulate and redeem your rewards at your leisure instead of being forced to just get pots and pans just because your points are expiring tomorrow =P

(yes, mum tend to do that – pots and pans of all things)  -_-“

If you wanna calculate on how much savings you can get, please click this link here

Well, here’s the catch, if you’re not swiping the card at participating outlets, you’ll only get 2x the Membership Rewards points…..eh, wait! That’s still more than 1 point = RM1!

WIN!

Need I say more? Just get the American Express Gold Credit Card only lah. Settle! Kao Tim!

For other info regarding the card, please click here